Terms and Conditions of use of PM CAPITAL’s Website All users of services accessible through this site agree to PM CAPITAL's terms and conditions set out below. General Products are issued by PM CAPITAL Limited ABN 69 083 644 731. Applications to invest in these funds can only be made on the basis of the application form attached to the Product Disclosure Statement (PDS) which is current at the time of application. PDS's describing each product are available from this site or by contacting PM CAPITAL on (02) 8243 0888. The relevant PDS should be considered before making a decision about any product. Any person who gives another person access to the application form must at the same time and by the same means give the other person access to the relevant PDS and any supplementary PDS. This site is for general information purposes only and is not intended to be relied upon for the purpose of making an investment decision. The site does not constitute an offer of any investment or an invitation or solicitation to buy or sell securities to any person. In particular, the information provided does not take into account the particular information an individual investor may require to make an investment decision. PM CAPITAL Limited recommends that potential investors seek independent financial and taxation advice before making any investment decisions so as to determine whether an investment is appropriate having given an investors’ investment objectives, financial position and needs. The information on this website is only intended for Australian and New Zealand residents.  All currency references are references to Australian dollars (unless otherwise specified). PM CAPITAL holds an Australian Financial Services Licence No. 230222. Accuracy of information and limitation of liability PM CAPITAL makes no warranty as to the accuracy, completeness or currency of information that is made available through this site will not be liable for or in connection with any loss or damage arising from any inaccuracies, errors or omissions in information made available through this site. PM CAPITAL is under no obligation to update this website or notify you of any changes to any information on this website. However, PM CAPITAL will endeavor to ensure that information is updated as soon as practicable. PM CAPITAL makes no warranty that the use or operation of this site will be uninterrupted or error free or that the site is suitable for any particular purpose or has any performance, functionality or security features except as we are required to provide by law. To the extent permitted by law PM CAPITAL 's liability is limited to resupplying the services accessible through this site. The investment risk Investments in the funds are not deposits with or other liabilities of PM CAPITAL Limited, and are subject to investment risk including possible delays in repayment or loss of income or capital invested. Neither the repayment of capital nor the investment performance of the funds are guaranteed by PM CAPITAL Limited, its directors, employees or consultants. Copyright Copyright in the information contained in this site is owned by PM CAPITAL Limited. Use of this information or reproduction of it in hard copy form is allowed for personal use only. The material may be viewed on-line by means of an HTML web browser and may be reproduced in hard copy only for a users personal reference. No part of this information may be otherwise reproduced, adapted, distributed or transmitted in any form by any process or incorporated in any way in any other document or material. Except to the extent otherwise permitted by the Copyright Act 1968 (Cth), the material may not otherwise be reproduced or displayed in public and may not be distributed or transmitted electronically to any other person or incorporated by any means into another document or material, including other websites without the express written permission of PM CAPITAL. Without limiting the generality of the foregoing, PM CAPITAL does not permit reproductions of its material in other websites in conjunction with advertising, trade marks, logos on material of other financial planners or competitors without the express written permission of PM CAPITAL. Links to and from other websites This website may contain links to other websites. Neither PM CAPITAL, nor any associated party make any representation or warranty as to the accuracy, quality, currency or any other aspect of the information contained on those linked websites. A link to another website is not and should not be construed as an endorsement or recommendation by PM CAPITAL or any associated party of the goods or services offered on that other website or the information contained on that other website. Privacy At PM CAPITAL the privacy of your personal information is important to us. Any personal information collected from this site will be handled in accordance with our Privacy Policy. Our Privacy policy details how we comply with the requirements of the Privacy Act in the handling of your personal information. Access is subject to other notices, disclaimers and statements In addition to these terms and conditions, you agree that your access to this website will also be subject to any other notices, disclaimers or statements contained on this website. Changes to these terms and conditions PM CAPITAL may, without notice, amend the terms and conditions for accessing this web-site at any time by posting the amended version on this website. If you access this website, you agree to be bound by the terms and conditions that apply at that time and that PM CAPITAL has no obligation to notify you of any such amendments. Governing law These terms and conditions are governed by the laws applicable in the State of New South Wales, Australia and each party submits to the non-exclusive jurisdiction of the courts of that State.